Insurance

[Deano]

Hi there, Deano calling,could any of you guys tell me, if I bought a Stag where is the best place for insurance.Do you all go for the club scheme or are there other companies offering anything better.

[Stevekid1]

imported post

Hi Deano,

I use the club insurance, £147 3000miles, agreed value 8k garaged. I tried a number of other companies at renewal this year but could not get it any more than 20 quid cheaper so stayed where I was. Seems to be a bit of a post code lottery regarding cheapness.

Steve

[Stagdad]

imported post

Hi Dean,Mine is almost the same price £136and cover as Steves from Adrian Flux.

PS haven't you got one yet?:P

Steve

[E-LAD]

imported post

Hi Deano, i was with MCE insurance,their renewal quote came in at £139,after trying a few quotes online,i remembered a carrier bag that was given out at Stoneleigh from Heritage insurance,so filled in for a quote online and came back at £122,but recieved a phone call the next morning from them;they offered me a better quote of £111,garaged, 1500 miles per annum,agreed value £6000.Their phone no is;0845 373 4777

I did try the club insurance scheme,which come back at a similar price,but was still insisting on Thatchem cat 1 being fitted,despite being told at the last AGM that it was not now a requirement,when i quireied this they replied it was because i was in a high risk area:shock:!!!

best of luck!

Dale

[Andy Rundell]

imported post

Footman James was best for me

............Andy

[pcoleman]

imported post

P.D. James for me every time,personal service and great price with good conditions,I pay just over £100.

pete.c

[StagnJag]

imported post

Lancaster for me. I am limited to 9000 miles a year - bring it on. I will have agreed value when I send the piccies in!

Rgds

Dave

[DJT]

imported post

Just don't make a claim guys. I have been with Peter Best for many years and they have been excellent at supporting me through a court claim and also for paying out when I smashed my last Stag, but the premiums went up steeply afterwards. Still cheaper than the opposition will quote with that claim hanging over me.

10k agreed value and 5k miles. With Peter Best this rose from £130 to £165 after the claim. Best I can get from the likes of Adrian Flux, Footman James, PD James and the Club scheme is over £200.

Dave

[Thom]

imported post

Hi Deano,

One year fully comp for me and my wife, with 11 yrs no claim bonus (not protected), social, domestic and pleasure use only, limited to 3000 miles per year, no voluntary excess . . . . . . . .£83.25!!!!!!!!!!!!! Not sure if they've made a boo-boo with this price, but I'm not complaining. I'm also a member of the IAM, don't know if that made a difference. Car also has Thatcham category 2 fitted.

Got it through a company called Sureterm Direct, which I found through one of the car insurance comparison sites - think it was Comparethemarket.com.

Thom.

[Ian B]

imported post

Adrian Flux £118 per year (did it about two months ago) agreed £9000 value, 3000 miles per year, garaged over night, no alarm

[Frank G]

imported post

Hi Deano,
One thing to consider (if like me) your Stag is your only car - The SOC scheme will not cover you under it's Classic car policy. I discovered this, when I'd got rid of my daily driver car and wanted to renew my SOC Stag insurance.
I therefore, had to change to an alternative provider - who I'm very happy with (still in my first year).
The scheme I'm with provides me with unlimited mileage and use for business and private for £10 more than the SOC quoted me.
I hope that this helps.
Regards,
Frank

[Gresley]

imported post

Hi Deano,

I have been with Footman James for many years and have found them to be very good. I have unlimited mileage and there was no bother whni I claimed because I dropped an oil can on the Stag:shock:

Brian

[martin]

imported post

Gresley wrote:

Hi Deano,

I have been with Footman James for many years and have found them to be very good. I have unlimited mileage and there was no bother whni I claimed because I dropped an oil can on the Stag:shock:

Brian

Hi Deano, I'm with Brian, Footman James, big company, pain to get hold of, but honourable and sensible premiums. The SOC deal doesn't suit me because I want unlimited mileage.
I cannot stress enough to you, and to Thom, you MUST have agreed value insurance ! If the old girl's totalled, it will be for a much smaller amount than it's worth, they will look at market values, which means the cheapest Stag they can find, agreed value doesn't provide a no claim bonus, but the values are calculated as if you had the maximum. Cheers, Martin.

[Stagdad]

imported post

Ian B wrote:

Adrian Flux £118 per year (did it about two months ago) agreed £9000 value, 3000 miles per year, garaged over night, no alarm

Well arn't you the blue eyed boy :P,how come mines £136 ,3000 miles £7000value,garaged,Is Surrey really that much safer than Royal Berkshire.Some ones pulling my pants down me thinks!!!!!!!!! and thats after playing one off against another.And i think i'm older than you (47) with no points or accidents.

Cheers Steve

[Deano]

imported post

Thanks for the info every body.I got quoted £141 through the club.Thats limited to 3000 miles and the wife as a named driver,does any one else have a named driver on their policy,perhaps I will shop around a bit more.