Insurance questions

[Firept]

I am just in the midst of renewing my insurance and have come across 2 items in the policy:-
1st, The car is not insured whilst on a race track so does that mean if parading around a race track the car is not insured?
2nd, If the car is left unattended then the hood must be up. So I am assuming that if left some where in public and the hood is down the car is not insured.
Any one else noticed these?
I have now asked the insurer to come back with clarification on both points I can understand the logic behind both just need to know if any one else has similar, this is with Lancaster.

Paul.

[Jools Stornoway]

hi paul, the race track clause in your insurance is for racing, speed tests(drag racing etc) and hill climbs. competition basically. to show your car on a race track or parade at slow speeds will be ok. the unattended bit is sort of fair enough for the insurers. make sure a stereo is face off and fit an immobiliser and u'll be ok to leave hoodless. i've got a wee switch on my live to the fuel pump in the boot. 2 secs to immobilise. I never leave anything in the car at all, happy days.jools