car insurance

[Ian B]

Just renewed my car insurance for the year

£102.82 with Adrian Flux

3000 miles per year, agreed £8500 valuation, excess £100

car is garaged overnight, and does not have an alarm



how does this compare with what others car paying?



Ian

[StagnJag]

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Not much of a comparison, but mine is 7500 miles a year, and lives outside. That came in at £300 or so I think, including uk breakdown cover.

Rgds

Dave

[Guest]

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Ian B wrote:

how does this compare with what others car paying?



Ian

Hi, mine's unlimited mileage, agreed value at £10.000 plus all the whistles and bells, recovery etc. garaged, £100 excesswith Footman James for £180 PA. Martin.

[chumprock]

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3000 miles mileage allowance, driveway overnight, excess of £500 & the car is valued at £5000. First year I paid £1900. This year I've paid £1000. Just got a new quote of £490 from the end of august.

I'd say yours compares pretty well

[Guest]

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chumprock wrote:

3000 miles mileage allowance, driveway overnight, excess of £500 & the car is valued at £5000. First year I paid £1900. This year I've paid £1000. Just got a new quote of £490 from the end of august.

I'd say yours compares pretty well

Hi, have you got an agreed value policy, or market value ? Agreed value does NOT attract a no-claims discount so it sounds to me as if you have the wrong one ! It's also VERY expensive.

If God forbid, you suffer a total loss, the company willsearch very hard for the cheapest valuation, and that could be £900 on Ebay. Go tosome of the classic car insurancespecialistsand specify "agreed valuation".For low mileage cars theSOC scheme is very good. Martin.

[chumprock]

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Martin Stevenson wrote:

Hi, have you got an agreed value policy, or market value ?  Agreed value does NOT attract a no-claims discount so it sounds to me as if you have the wrong one ! It's also VERY expensive.

If God forbid, you suffer a total loss, the company will search very hard for the cheapest valuation, and that could be £900 on Ebay. Go to some of the classic car insurance specialists and specify "agreed valuation". For low mileage cars the SOC scheme is very good.       Martin.

Unfortunately, at the young age of 21, classic car insurance companies don't even want to look at me let alone provide me a quote. Not got an agreed value policy but I will have to look into that before setting up this years insurance.

[Phil]

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Hi

Mine is £120.00 agreed value £11,000 garaged 6000miles with UK/European breakdown price matched by the club scheme. Their original Quote £180.00

Phil

[Guest]

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21 ? you lucky sod ! I would phoneSteve Kiefer, our insurance officer and have a chat. 01689 854700 Martin.

[Ian B]

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chumprock wrote:

3000 miles mileage allowance, driveway overnight, excess of £500 & the car is valued at £5000. First year I paid £1900. This year I've paid £1000. Just got a new quote of £490 from the end of august.

I'd say yours compares pretty well

I'd swap my insurance premium for your age

[andy p]

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Ian B wrote:

Just renewed my car insurance for the year

£102.82 with Adrian Flux

3000 miles per year, agreed £8500 valuation, excess £100

car is garaged overnight, and does not have an alarm



how does this compare with what others car paying?



Ian #

ive just renewed mine with RH myself and her, rest is same as yours £111.00

[Kevin Garrod]

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Club scheme, 3000 miles, £7200 value, garaged. £126 inc IPT and legal expenses which I might get rid of, (waste of a tenner I reckon)

[grahamb]

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Ian B wrote:

chumprock wrote:

3000 miles mileage allowance, driveway overnight, excess of £500 & the car is valued at £5000. First year I paid £1900. This year I've paid £1000. Just got a new quote of £490 from the end of august.

I'd say yours compares pretty well

I'd swap my insurance premium for your age

Me as well.

[kgnich]

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Does anyone have business use cover on their policy? My premium last year was around £200 for 5000 miles, garaged, but included business cover. I wonder if it has much of an effect.

Wouldn't want to take it off though as I like to use the Stag on sunny days to travel to business meetings

[whereufromnosecity]

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£90.56 -unlimited mileage, kept on drive, no alarm etc, £5000 agreed value, breakdown cover, with PD james in Oldbury west midlands

[SAP]

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Have rcvd my renewal from RH new premium £185 fully comp no limit on mileage recovery UK/Europe legal expense cover (which is a god send trust me keep it if you have it - our company has it on our fleet and it is worth it you only need one claim to go sour and the premiumu paid is peanuts ) car is Garaged,Immobiliser, value 10K not sure if I have agreed value will check

is this expensive 185GBP



Steve