Gents what is the best insurance co to use

[Moraystag]

Gent's my insurance is due for Stag and wondering what insurance co the members on here recomend



Mike

[V Mad]

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Peter James (PD James). Get a free quote you will be surprised. I have two classics covered for about £140, and agreed values, self valuation, car parked on drive!

[Guest]

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Hiya Mike, I'm in the process of persuing a claim through Footman James after being hit up the back. I've been with them for six years but no more ! They've been taken over by Aon and are part of a giant conglomerate. After the shunt on April 1st it took four days to contact them, they sub - contract everything, arranging a loan car produced a 12 page form from Helphire, each call to either took on average 20 minutes in a queue, I've also had to deal direct with the insurance company and the other drivers company, complicated doesn't describe it ! Martin.

[milothedog]

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I'm with Lancaster, second year with them, All the bells and whistles, recovery, agreed value, legal cover etc. £174 F/Comp, they seem pretty good.

Ian.

[Moraystag]

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Gent's just got quote from PD James for 130 quid for both me and the wife 100 quid excess 60 quid for windscreen break down cover the lot how good is that



Mike

[Guest]

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Is that an "agreed value" policy, or market value ? Martin.

[Andy Rundell]

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Moraystag wrote:

Gent's just got quote from PD James for 130 quid for both me and the wife 100 quid excess 60 quid for windscreen break down cover the lot how good is that



Mike

Mike - lots of comparative quotes in this recent thread:

http://stagownersclub.mywowbb.com/vi...ic.php?id=8932

........Andy

[milothedog]

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Martin Stevenson wrote:

Is that an "agreed value" policy, or market value ?       Martin.

An Agreed value, It's a separate policy that runs for 3 years along side the car policy, it added about £22 to the price

[mickjo]

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Mike, I asked same question 30 May,

mick


mickjo wrote:

Ok just a quickie,

Just got my quote back from lancaster classic insurance £140, me the mrs and Agreed Valution £5000, and 3K miles, sounds really good so taken it. If the quote hadno Mrsand no agreedValution it would of been only £106.

I know that it depends upon where you live but what do other people pay?

mick

[Moraystag]

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Martin Stevenson wrote:

Is that an "agreed value" policy, or market value ? Martin.

Martin this is an agreed value I wont say on this post but will PM you if you want with value but only said 1500 miles per year as I don't do much as I'm away for 6 months of every year and don't drive it in the winter at all



Mike

[m9fdb]

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try peter best insurance - i have used them for years for numerous cars

[Jeff]

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I've always been with RH Specialist Insurance, advertised in the mag.

Renewal for July, £100.80. Fully comp.

Valued at £6000, 5000 miles per year, £100 excess. Parked in garage.

What do you guys think of legal expenses cover, I have never taken it as I was advised years ago by a friend broker that it's a bit of a con, an insurance for insurance, any comments gratefully received.

Jeff.

[DJT]

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Jeff wrote:

I've always been with RH Specialist Insurance, advertised in the mag.

Renewal for July, £100.80. Fully comp.

Valued at £6000, 5000 miles per year, £100 excess. Parked in garage.

What do you guys think of legal expenses cover, I have never taken it as I was advised years ago by a friend broker that it's a bit of a con, an insurance for insurance, any comments gratefully received.

Jeff.

Hi Jeff,

I wondered about this many times, but have always taken it. I was really glad I did 4 years ago when some toe-rag in a Corsa cut me up and scraped right down the side of my Stag. He refused to stop but I got his number and reported him to the police. They refused to do anything as I had no witnesses who were prepared to stop and make statements, despite the fact that he nearly hit two other cars, jumped a red light and sped off in a 30mph zone.

My insurers paid up but it cost me my £100 excess. I went back to my insurers with all the evidence to see if there was any way I could claim from the other guy. They put me in touch with my legal expenses firm (DAS) who took on my case. We took the little blighter to court and won. Not only did I get my excess back and my insurer got their money, but I also got expenses on top. Result!

Dave

[Jeff]

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Hi Dave,

Perhaps for £10.50 it's probably worth it but bearing in mind I only drove the Stag about 250 miles last year............but then again, sod's law.

Trouble is tagging my other insurances with this all adds up.

Well done on you for 4 years ago!

Many thanks,

Jeff.

[mad cyclist]

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RH for me just because the girls name in the office is called 'lucky'

£105 for me probably cos i am a whipper snapper at 45...